Accident – Madison National Life

Group Accident Insurance from Madison National Life pays fixed indemnity benefits for accidental injuries. This supplemental insurance can provide financial help when the unexpected happens.

Strengthen your workforce by helping to take care of out-of-pocket healthcare and other living expenses with Madison National Life’s Accident insurance when one of life’s mishaps occurs.

Some of the covered services can include:

Benefit designs are customizable and can be scaled up or down depending on the budget and need.

Initial Care/ Treatment
Air/ Ground Ambulance
Inpatient Hospitalization
Follow Up Care Treatment
Fractures
Dislocations
Lacerations
Burns
Injuries
Surgery
Accidental Death
Common Carrier (Public Transportation) Accidental Death
Accidental Dismemberment

Availability of these Benefits will vary by state

Since this Accident insurance does not coordinate benefits with other insurance, it pays on top of other health insurance. What you see is what you get.

Advantages of Madison National Life’s Accident Insurance

Premiums can be fully paid by the employer, shared or voluntary
No health questions – enrollment is guaranteed
No pre-existing condition limitations
Spouse and dependent children insurance available
Upgrade to one or more of the following options:
- 24 Hour (on-the-job) coverage
- Accident Disability Income (insured only)
- First Day Fixed Indemnity Accident Benefit
- Transportation (treatment 50+ miles from home)
  - Private Transportation
  - Lodging
- Home/ Vehicle Modification
- Gunshot Wound
- Organized Sports (children less than age 26)
- Wellness/ Health Screening
- Insurance Portability
- Waiver of Premium

Availability of these Benefits will vary by state

For a complete explanation of benefits offered, including limitations and exclusions, please see the Certificate of Insurance to learn more. Not available in all states.