Critical Illness

Group Critical Illness Insurance from Madison National Life pays a lump sum payment upon the diagnosis of a covered condition directly to the insured. This supplemental insurance can provide financial help when a significant illness occurs.

Strengthen your workforce by helping to be prepared for the extra expenses that are often associated with a qualifying serious illness with Madison National Life’s Critical Illness insurance.

Some of the covered conditions can include:

• Invasive Cancer
• Expanded Cancer
• Heart
• Expanded Heart
• Organ
• Loss of Movement or Consciousness¹
• Sensory Loss¹
• Neurological Disease
• Expanded Neurological Disease
• Occupational Disease¹
• Childhood Disease

¹ Availability of these Benefits will vary by state

Since this Critical Illness insurance does not coordinate benefits with other insurance, it pays on top of other health insurance. What you see is what you get.

Advantages of Madison National Life’s Critical Illness Insurance

• Premiums can be fully paid by the employer, shared or voluntary
• No health questions – enrollment is guaranteed
• Spouse and dependent children insurance available
• Upgrade to one or more of the following options:
  • 2x or 3x Critical Illness Benefit Amount Multiplier for qualifying conditions. Here is a benefit payment example for a multiplier of 2x.
  • Extra Cancer Benefits
  • Loss of Independent Living²
  • Rehabilitation
  • Physical Therapy
  • Home Health
  • Transportation (treatment 50+ miles from home)
  • Private Transportation
  • Lodging
  • Professional Ground or Air Ambulance Services
  • Wellness/ Health Screening²
  • Insurance Portability
  • Waiver of Premium

² Availability of these Benefits will vary by state

For a complete explanation of benefits offered, including limitations and exclusions, please see the Certificate of Insurance to learn more. Not available in all states.